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Your finances
automated and organized inside WhatsApp.
Thamani turns conversations, receipts, and member updates into real-time financial records and insights. No spreadsheets. No confusion. No drama.
- Built for Groups That Build Together
- Admin? Automated.
- Works Where You Work
- Clarity. Control. Compliance.
(based on 1,256 task reviews)
We didn’t set out to build just another fintech app. We set out to solve an African problem with African intuition.
We didn’t set out to build just another fintech app.
We set out to fix a problem we had lived and knew too well.
Thamani was born from personal frustration - the struggles of reconciling chama transactions, the frustration of proving you’ve paid your service charge, people falling out over money that was never properly tracked…. We lived it. The late-night reconciliations, the lost payments, the awkward follow-ups. Not because people were dishonest - but because the tools just weren’t built for how we actually operate here.
So we asked - what if your WhatsApp group could be your accountant?
What if structure didn’t feel so difficult?
That’s what Thamani is. A financial system designed with African intuition.
It fits right into how our communities already talk, live, and relate.
We use AI to pull order from chaos, so that transparency becomes effortless.
We’re here to restore trust.
And we’re only getting started.
About Us
We didn’t set out to build just another fintech app. We set out to solve an African problem with African intuition.
We didn’t set out to build just another fintech app.
We set out to fix a problem we had lived and knew too well.
Thamani was born from personal frustration - the struggles of reconciling chama transactions, the frustration of proving you’ve paid your service charge, people falling out over money that was never properly tracked…. We lived it. The late-night reconciliations, the lost payments, the awkward follow-ups. Not because people were dishonest - but because the tools just weren’t built for how we actually operate here.
So we asked - what if your WhatsApp group could be your accountant?
What if structure didn’t feel so difficult?
That’s what Thamani is. A financial system designed with African intuition.
It fits right into how our communities already talk, live, and relate.
We use AI to pull order from chaos, so that transparency becomes effortless.
We’re here to restore trust.
And we’re only getting started.
Meet the Humans
Built by real people who’ve sat through real AGMs.
We’ve been in the chats. We’ve missed the M-Pesa confirmations. We’ve fought over receipts. Now we’re fighting for a better way.
Wanna join us? Your mom will finally understand what you do..
Easter Fanning
CEO & Chief Chaos Organizer
Accidentally became the guy everyone sends receipts to.
Joseph Musembi
CTO & Bug Whisperer
“Can read a thousand lines of code and still answer his chama’s audit questions.”
[Yet-to-be-revealed]
Community Ops Alchemist
Profile loading… just like that one chama member’s contribution..
How Thamani Works
Technology should meet you where you already are. Not ask you to become someone you’re not.
Technology should meet you where you already are. Not ask you to become someone you’re not.
Step 1: You Do You
Still using WhatsApp for your group? Perfect. Keep chatting. Keep sending payments. No need to change a thing. Thamani quietly listens in (when tagged) and records all you tell, how you want it to.
"Just send your payment. We’ll handle the rest." — For Members
Step 2: We Tidy Things Up
As the chats flow, Thamani does the heavy lifting. Contributions? Recorded. Balances? Updated. Loans and repayments? Tracked. Mistakes? Spotted early. All without screenshots, back-and-forths, or 1am spreadsheet sessions.
“Goodbye manual records. Hello peace of mind.” — For Treasurers
Everyone’s in the Loop
Need a statement? Tap to get it. Want to check your balance? It’s already there. From clear dashboards to ready-made reports, everyone sees what they need—without being overwhelmed.
“See everything. Step in only when you need to.” — For Chairs
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Whether it’s saving for land or repainting the gate, stay on top of your progress.
For banks, landlords, or nosy members—professional, exportable summaries at your fingertips.
Designed to earn and keep your group’s trust, with smart controls and secure storage.
A dedicated Insights Hub is on the way—helping groups understand how they’re performing, explore modeled scenarios, and make sharper decisions about how to grow and invest their money.
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”
I don’t know what NLP is, but it just works. And our treasurer is smiling again. That’s enough for me.
”
Used to take me 3 hours, 4 Excel sheets, and 7 phone calls. Now it’s just… done.
”
We went from ‘Where’s the money?’ to ‘Here’s the report.’ Big upgrade.
”
Not to be dramatic, but if we’d had this last year, we’d still be friends with Susan.
”
Thamani sees things in our WhatsApp chats that I didn’t even see in my dreams.
”
We used to argue. Now we automate. Honestly miss the drama a little.
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Less Admin, More Investing
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Built for community. Powered by conversation. Designed for trust.
ABC Place, Waiyaki Way, Nairobi
1-800-654-3210
hello@thamani.io